Writing Your Retirement Symphony
- Rene Normand
- Mar 16
- 2 min read

If you let it, the retirement journey can be filled with opportunities, fulfillment and joy. But instead, many of us look at retirement planning as a chore and not a blessing. Thinking about this stage of life may feel daunting and confusing.
Why do some embrace retirement while others feel it is a life of doom and gloom? When we take the necessary time to plan for the retirement journey, it changes our perspective and can make all the difference between dread and joy.
Retirement planning isn’t just financial planning, though that is an important piece. The journey is so much more than that. When you only look at one aspect of retirement, you are missing out on the bigger picture… you! Taking a holistic approach by reflecting and defining what truly matters to you is key to a fulfilling retirement.

Life can be compared to a symphony. The first movement is fast and lively as our lives develop through childhood. The second movement becomes steady as we move through our adult years. In the third movement, the main theme is conveyed in a playful and lighthearted way as we transition into the mature years of our lives.
Don’t just withdraw from the world – advance purposefully into the new and exciting third symphony movement of your life. Retirement isn’t an ending but a new beginning.
Here are five essential questions to consider as you plan:
1. What does a fulfilling retirement look like to me?
Identify your vision for this phase of life. Think about what brings you purpose, joy, and a sense of accomplishment. This might include hobbies, volunteering, and travel.
2. What steps can I take to align my daily life with my values and passions?
Reflect on how your choices and activities align with what matters most to you. Whether it’s giving back to your community, exploring personal interests, or enjoying time with family and friends, focus on actions that bring meaning and satisfaction.
3. How will I maintain and prioritize my physical health?
Consider how you can stay active, eat well, and manage stress. Identify routines or habits you can establish for long-term vitality and energy.
4. What strategies can I use to nurture my emotional well-being?
Consider how you will stay mentally stimulated, maintain meaningful relationships, and cultivate a sense of inner peace. Identify practices that support your mental health.
5. How will I stay socially connected and build a supportive community?
Retirement can sometimes lead to isolation, so it is essential to make a game plan to stay engaged with others. Consider joining clubs, attending social events, and having regularly scheduled coffee or dinner meetups.

Often your retirement journey impacts the people you love, too. Coaching can guide you through creating a holistic journey for both you and your family. Developing an ideal journey requires identifying and exploring your passions and core values in all aspects of your life.
The right holistic journey creates a state of well-being financially, physically, and emotionally.
I have the sheet music ready, let’s create your personal retirement symphony!
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